Medicare provides prescription drug coverage to everyone with Medicare. If you don’t enroll in a Medicare Prescription Drug Plan (Part D) when you’re first eligible and don’t have other creditable prescription drug coverage, you may have to pay a late enrollment penalty.

To receive Medicare drug coverage, you must join a plan offered by an insurance company or another private company approved by Medicare. Costs and the specific drugs covered may vary by plan.

There are two ways to get Medicare prescription drug coverage:

1. Medicare Prescription Drug Plan (Part D) – Adds drug coverage to Original Medicare.

2. Medicare Advantage Plan (Part C) – A Medicare health plan, such as an HMO or PPO, that includes prescription drug coverage along with other benefits.

Click here to request more information on PDPs.